Life insurance offers crucial financial protection for your loved ones, covering expenses like funeral costs, debts, and ongoing living expenses if the unexpected happens. It ensures your family's financial stability, allowing them to maintain their lifestyle and pursue future goals, such as education or homeownership. Life insurance provides peace of mind, knowing your loved ones will be cared for even in your absence. Additionally, some policies accumulate cash value over time, serving as a valuable asset that can be accessed during your lifetime for emergencies or opportunities. Let me help you invest in your family's future security and well-being.
NOBODY wants to think about getting a life insurance policy for their newborn. I get it! Friend, getting a policy for a baby is the BEST time. Allow me to explain. Premiums are based on age and health. You will never be as young and healthy as you are today, more so if you are a newborn! Wait, there's more. Guaranteed future insurability, living benefits (in case God forbid there is a serious medical condition you have access to money to help pay the bills), but, best of all, you can lay a foundation for their financial security as well as preserving your retirement. We even have a carrier that will give your child $2,500 per year for college just for having a policy with them. YUP! My kids have policies with them.
Let's talk about final expense insurance, also known as burial insurance or funeral insurance, is a type of life insurance designed to cover the costs associated with end-of-life expenses, such as funeral and burial costs, medical bills, and outstanding debts. It's typically a smaller policy, with coverage amounts ranging from a few thousand dollars to around $25,000 or more.
Congratulations! You are now in the neighborhood you wanted, the house you dreamed of. The kids can attend the schools in your district. Protect your most expensive asset with Mortgage Protection Insurance! Mortgage protection (life) insurance is essential for safeguarding your home and family's financial security. It ensures that if the unexpected happens, like death or disability, your mortgage payments are covered, preventing the risk of foreclosure and keeping your loved ones in their home. Unlike traditional life insurance, mortgage protection insurance is specifically tailored to pay off your mortgage balance, providing a safety net during difficult times. It's a smart investment that offers peace of mind, knowing your family won't face the burden of mortgage payments if you're unable to provide for them.
Hey there! So, imagine your business as a well-oiled machine, right? Now, think about a key person policy as the ultimate backup plan for that machine. It's like having insurance specifically for the rockstar players in your company – those key people who keep things running smoothly. If something unexpected happens to one of them, like a serious illness or even worse, their passing, a key person policy steps in to cover the financial losses and keeps your business going strong. It's like having a safety net for your most valuable assets – your people. Trust me, it's worth it for the peace of mind alone!
Hey, let's talk about how an annuity or universal life insurance policy can seriously benefit your non-profit. Picture this: these financial tools act as a sort of long-term investment strategy for your organization. With an annuity, you can set aside funds that grow over time and provide a steady income stream, ensuring financial stability for your non-profit's future. Meanwhile, a universal life insurance policy not only offers a death benefit but also builds cash value over time, which you can use for things like funding projects, covering operating expenses, or even as a reserve for emergencies. It's like giving your non-profit a financial superpower!
If you didn't make it home from your shift tomorrow, how would it financially impact your family? If you get the dreaded diagnosis and can't work, how long would your family be able to stay in your home for without causing a financial strain? Can they cover the mortgage and day to day expenses without your income? Would you lose your company sponsored life insurance policy? Please allow me to help you get peace of mind and find the policy that will take care of your family. I was unexpectedly widowed as a stay-at-home mom. My husband did not have a will or a life insurance policy, or so I thought. Ask me how my children and I survived and now, are thriving.
I woke up Sunday morning ... a widow.
My high school sweetheart, my husband of 20 years died unexpectedly in the middle of the night. I am a stay-at-home mom with 2 toddlers. What am I going to do?! I knew we did not have life insurance policies. We have some equity in our home but where would we move? How long would it take for our home to sell? Thank God! If it were not for a $50,000 life insurance policy my husband’s employer had on him, my 2 young children and I would have been financially ruined. That moment in time made such a huge impact on me that, fast forward 10 years, I am now an insurance broker so that I can help protect families avoid the same financial disaster I faced. I have been there! Please allow me to help you find the right plan for your needs.
Let me hand your loved one a check, when everyone else is handing them bills.
I look forward to working for you.
God bless you,
- Sandy Addison
At Your Life Insurance BFF, we believe in integrity, honesty, and transparency. We always put our clients' needs first and strive to build long-term relationships based on trust and mutual respect.
Romans 8:28
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